Right to buy
Under the Right to Buy scheme, some tenants are able to buy their home at a price lower than the full market value. The length of time you have spent as a tenant entitles you to a discount on the purchase price of your home.
The Right to Buy scheme applies to people who hold secure tenancies. If you are not sure what this means or which tenancy applies in your case, please telephone the Council on 01322 343434 and ask for the Right to Buy & Leasehold Office, who will be able to advise you.
This leaflet is a summary of the law relating to the Right to Buy and is not intended to cover everything. If you wish to exercise your Right to Buy or you want to find out more about buying your home, please contact the Right to Buy & Leasehold Office on the telephone number stated above.
Dartford Borough Council recommends that you seek independent legal and financial advice about your individual circumstances before making any decisions about buying your home.
For further details and information Right to Buy discounts, please visit the Communities and Local Government website's Right to Buy page
Things to consider before deciding to buy your home
Take time to consider whether buying your home is the right choice for you.
If you do exercise the Right to Buy, you will become responsible for all the costs of maintaining your home, including routine repairs, major structural repairs, and any improvements you make to it, and service charges if they are applicable.
- As an owner-occupier, you will not receive any housing benefit to help with your mortgage costs.
- If you are elderly and own your home, its value may be taken into account in assessing whether you have to pay the full cost of residential care.
The Government made some changes to the Right to Buy scheme which took effect on 18 January 2005:
- If you are a new tenant of the Council, the length of time you must be a tenant before being eligible to buy is 5 years;
- The discount repayment period is 5 years (this is the length of time you must keep your home without losing all or part of your discount when you sell);
- The amount of discount to be repaid if a property is resold within 5 years is a percentage of the value of the property when it is resold
Be suspicious if anyone tries to tell you that the Right to Buy is ending soon, or asks if they can buy your home on your behalf. Always check with Dartford Council staff before making any decisions or signing any papers to do with buying your home.
Some tenants have found themselves homeless after agreeing to such deals. You do not have to pay anything for the application forms to buy your home as these are available freely on request. Remember, if in doubt, check it out.