There is support available if you need help to manage your money and improve your financial situation. Here you can find links to organisations that provide financial advice and assistance and help with debt.
Financial advice and assistance:
Citizens Advice FREE Adviceline Number: 0808 278 7810 (Mon - Fri, 9am - 6pm). Online and telephone advice - 03444 111 444 or contact Dartford Citizens Advice on 0300 330 9001. For further information about this organisation, including office locations and times, please visit 'Our Locations' page on the website.
Money Advice Service offers free and impartial advice, guides, tools and calculators to help improve your finances - 0800 138 7777.
Turn2Us is an online resource that helps people in financial hardship gain access to welfare benefits, charitable grants and support services.
ABF (The Soldiers' Charity) provides financial assistance to serving and former members of the Armed Forces. Help includes war widow and family financial support, annuities and care home fees, mobility assistance and home modifications, education bursaries and debt relief - 0207 901 8900.
RAF Benevolent Fund is a charity for serving and former members of the RAF as well as their partners and dependent children. Help includes Regular Financial Assistance, help with unexpected and unaffordable one-off costs, priority bills and debts, state benefits, unexpected housing costs and care home fees - 0300 102 1919.
Royal Navy Benevolent Trust is a charity for serving and former Royal Navy ratings and Royal Marines other ranks, as well as their partners, children and some others connected with them. Help includes financial assistance through grants in many areas of need and Regular Charitable Payments - 02392 690 112.
Royal Navy Officers' Charity provides financial support/benevolent assistance to serving and retired officers of the Navel Service and their Reserves, partners, former partners and dependents - 0207 402 5231.
Defence Discount Service gives serving and former members of the Armed Forces Community discounts both online and on the high street - 01509 233 446.
Joining Forces is a partnership of three of the UK's leading credit unions who have joined forces and made simple savings accounts and loans available to the Armed Forces and their families.
Kent Savers is a credit union that provides affordable financial services to the people of Kent - 0333 321 9050.
Kent Support and Assistance Service may be able to help if you're having serious difficulties managing your income or facing exceptional pressure because of an emergency or crisis. They do not offer money but may be able to help with essential home items.
Housing Benefit and Council Tax Reduction helps people on low incomes. Find out more by visiting our Housing Benefit and Council Tax Reduction page.
Help with debt:
Step Change is a charity that provides free, confidential debt advice and solutions - 0800 138 1111.
National Debtline is a free, independent and confidential debt advice service run by the charity Money Advice Trust - 0808 808 4000.
Payplan provides free debt solutions, including debt management plans and Individual Voluntary Arrangements - 0800 280 2816.