Why do I need it?

If you are a tenant who rents, then your landlord may not cover your contents as part of the tenancy agreement. It’s a good idea to consider what a home contents insurance policy would cover you for in order to help you make an informed decision on whether you need one.

Contents insurance is designed to help protect your possessions. No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen so home contents insurance can help provide peace of mind.

To help you decide whether home contents insurance is right for you, Dartford Borough Council are making you aware of insurance cover available from Thistle Tenant Risks, and Great Lakes Insurance UK Limited who provide the Crystal Insurance Scheme, a specialist Tenants Contents Insurance policy.

The Crystal Insurance Scheme can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.

How do I get further information?

  • Call Thistle Tenant Risks on 0345 450 7286

Limits and exclusions apply. A copy of the policy wording is available on request.

The Crystal Insurance Scheme is a product name arranged and administered by Thistle Tenant Risks a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419. Registered in England under No. 00338645. Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Limited is part of the PIB Group.

For information about what we do with personal data please see our Privacy Policy at www.crystal-insurance.co.uk/Privacy-Policy

It is important to protect your belongings. All insurance providers are regulated by the Financial Conduct Authority (FCA) and you can check details of their registration on the FCA website at www.register/fca.org.uk. Thistle Insurance Services are a company that specialises in social housing contents insurance, however there are also other providers of insurance cover, including some that can be found on comparison websites like Money Supermarket or Compare the Market. Please note that the Council cannot accept any responsibility or liability arising from your home contents insurance arrangements. The Council does not guarantee that the Crystal Insurance Scheme is the cheapest or best insurance option for your personal circumstances. If you do take out insurance cover you will need to decide which policy is the most appropriate for your needs. Any insurance policy you chose to take out will between you and the insurer only and the Council will play no part in the insurance arrangements.